Short-Term Rentals · Licensed

STR investing:
the license is the moat.

Licensed city buildings yielding 6–8% net, and countryside markets with no restrictions at all. Verified operator numbers — gross and net, side by side.

The Legal Line First

In Panama City, the license is the investment.

Law 80 of 2012 requires a tourism accommodation permit (ATP) for any rental under 45 days in the Panama District. Buildings that hold this license operate legally as condo-hotels or licensed STR product; everything else is long-term rental only. Outside the capital — Boquete, Playa Venao, Bocas del Toro, Valle de Antón — no such restriction exists.

8%Contractually guaranteed minimum*
45Day minimum without ATP (city)
0Restrictions in the countryside
8–12.6%Operator-projected net range

City: licensed & managed

Our city portfolio splits into two kinds of product, and the difference matters more than the yield number.

Guaranteed minimum

One project in our portfolio — Kyte, in Obarrio — carries a contractual floor: the operator guarantees 8% annually on investment value. That converts the decision from "do I believe the projection?" to "am I comfortable with the floor?" Entry from $120,915, delivered furnished.

Operator-projected

Everything else is modeled, not guaranteed — and we quote the operator's own three scenarios rather than the flattering one. Passage (Amador): 8.1–12.6%. Euphoria (San Francisco/Punta Pacífica): 8.76–12.09%, averaging 10.83%. Be Living (San Francisco): 7.7–11.5%. All net of platform commissions, cleaning, utilities, HOA and management fee.

Licensed condo-hotel product — Generation Tower and Arcadia — sits alongside these with active ATP permits. Ask for the fact sheet on any unit and we will walk gross versus net, line by line.

*Guaranteed minimum applies to one project only and is a contractual undertaking by that building's rental operator. All other figures are projections and do not guarantee results.

Countryside: pre-built or build-yourself

Pre-built

Finished or under-construction cabins, condos and villas in Boquete, Venao, Bocas and Valle de Antón. Publish on Airbnb from day one — no license required outside the capital.

Build-yourself

Buy the lot, build the product the market actually books. We pair you with high-trust construction partners and manage the project end-to-end.

The owner journey, licensed and managed.

From the numbers to the first payout — licensed, furnished, and managed.

I
Model

Gross vs. net, per unit, per scenario — before you commit.

II
License

ATP permit verified on paper (city) or confirmed exempt (countryside).

III
Acquire

Purchase managed through notary and registry.

IV
Furnish

Rental-grade turnkey packages, installed and photographed.

V
Operate

Professional management: pricing, guests, maintenance.

VI
Payout

Monthly net to your account, with real reporting.

Request the fact sheet for any STR project.

STR investment inquiry

A person replies — no automated sequences. If it makes sense, we set up a discovery call.

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