Relocation · Keys to Keys

Relocation as a service.
One team. One timeline. Zero loose ends.

Tours, visas, property management, accounting, projections, interiors and banking — take one piece or hand us the whole move.

The Premise

Buying is one afternoon. Moving is forty small problems in a queue.

The purchase is the easy part — a morning at a notary and a registry filing. What actually determines whether a move works is everything around it: the visa that has to be filed before the bank will open an account, the furniture that has to arrive before the tenant does, the accountant who needed to exist before the first rental invoice went out.

We run all of it as one accountable team with a single point of contact. Take one piece or hand us the whole move.

1Point of contact
9Service lines
~90Typical days, scout to settled
$0Brokerage cost to the buyer
The Catalog

Nine services. Any combination.

🚐 Project Tours

A scouting itinerary built from your brief — not a fourteen-property weekend.

  • Pre-filtered to your budget and goals
  • Maximum three serious candidates
  • Straight answers on site, in writing after
  • Airport pickup and driver included

🛂 Visas & Residency

Route selection through to Cédula E, managed with specialised immigration counsel.

  • Investor, Pensionado, Friendly Nations or Solvency
  • Document checklist and apostille coordination
  • Filing managed; many routes can start from abroad
  • Annual investment confirmation handled

🔑 Property Management

Your unit earning while you're on another continent.

  • Guest or tenant management
  • Maintenance coordination and vendor oversight
  • Monthly owner reporting with real numbers
  • Licensed STR operators where the building requires one

🧾 Accounting & Tax

Compliance that runs quietly in the background.

  • Bookkeeping for your Panamanian assets and entities
  • Monthly ITBMS filings for tourism-lodging income
  • Municipal operating notice and tax registration
  • Annual property tax calendar

📊 Financial Projections

The model before the purchase, not after.

  • Unit-level, three scenarios — conservative, base, optimistic
  • Gross against net, with every operating cost named
  • Furnishing, management fees and property tax included
  • Exit assumptions and holding-period sensitivity

🛋️ Interior Design & Purchasing

From rental-grade turnkey to full custom.

  • Design concept matched to the rental segment
  • Sourcing, freight, delivery and installation
  • Typical rental package: $12,000–$20,000 by size
  • Photography for listings once installed

🏦 Banking

Guidance through the part everyone underestimates.

  • Documentation preparation and source-of-funds file
  • Introductions and appointment coordination
  • Realistic timelines — we won't promise a week
  • Entity accounts where a structure is in place

🤝 Country Consultancy

Legal, tax and residency strategy through Proper Consulting, our trusted country advisor.

  • Residency route selection
  • Territorial tax applied to your income map
  • Entity and succession structuring

See what a session covers →

📦 Full Turnkey

All of the above, one team, one contact, one timeline.

  • Single project manager across every workstream
  • One consolidated status update, weekly
  • You land; it already works
The Arc

What ninety days usually looks like.

Indicative, not a promise — immigration and banking timelines move, and we'd rather set expectations honestly than impressively.

WindowWhat's happeningWhat you're doing
Weeks 1–2Brief, shortlist, financial models produced, consulting session scheduledOne call, one message thread. No travel yet.
Weeks 3–4Scouting trip: three properties, notary introduction, bank appointment, neighbourhood reality checkFour days on the ground
Weeks 4–6Negotiation, promise of sale, due diligence — title chain, building financials, licences, co-ownership rulesReviewing documents; decisions, not logistics
Weeks 6–10Closing at notary and Public Registry; residency file assembled and filed; entity formed if the plan calls for oneSigning. Much of it can be done from abroad.
Weeks 8–12Furnishing installed, utilities and internet connected, management onboarded, accounting registeredChoosing finishes. Or not — we'll pick.
OngoingReporting, compliance calendar, annual investment confirmation, the next acquisition when you want itReading a monthly statement

Keys-to-keys, in five moves.

One team, one timeline, zero loose ends — from scouting trip to settled in.

I
Scout

A curated trip: pre-filtered projects, straight answers on site, no property parade.

II
Visa

Route chosen, documents prepared, filing managed with specialised counsel.

III
Home

Purchase or lease closed, verified at the registry, keys in hand.

IV
Setup

Banking, interiors, utilities and accounting running before you land.

V
Landed

You arrive; it works. Management and compliance continue if you want them.

What we don't do

Clarity about scope prevents the awkward conversation later.

Outside our scope

  • We don't practise law or file your immigration case ourselves — specialised counsel does, and we coordinate them
  • We don't give personal tax advice — that's Proper Consulting's desk
  • We don't guarantee rental income or appreciation, and we won't sign anything that says we do
  • We don't promise bank approval — we prepare the file and manage the process

What you can hold us to

  • A maximum of three curated options, chosen for fit rather than commission
  • Every licence, title and building financial verified before you commit
  • Net figures alongside gross figures, always
  • An honest "this doesn't fit you" when that's the answer

Tell us what your move looks like

A person replies — no automated sequences. If it makes sense, we set up a discovery call.

✓ Received. Have questions? Message us and we'll set up a discovery call.