Short-Term Rentals · Market Data

Panama's tourism engine is running hot.
What that actually means for STR yield.

1.76 million visitors in the first half of 2026, up 22% year over year, and citywide hotel occupancy at 66% — up 13.8 points from two years ago. What the demand surge supports, and where hotel data and STR data are different animals.

Panama's Tourism Authority (ATP) reported its strongest first half in years on 12 August 2026: 1,755,998 international visitors between January and June, an economic contribution of roughly B/.3,721 million, and hotel occupancy climbing to 66% — up from 52.2% over the same period two years earlier. For anyone underwriting a licensed short-term rental unit in Panama City, that's the demand backdrop worth understanding before the next spreadsheet.

The numbers ATP reported

1.76MVisitors, H1 2026 (+22% YoY)
66%Hotel occupancy (+13.8 pts vs H1 2024)
$3.72BTourism economic contribution (+21%)
131Int'l conventions in 2026 (+82% vs 2024)

Behind the headline figures: 440,700 direct and indirect jobs tied to tourism, up 12% from 2024; the Panama Stopover program with Copa Airlines carried 132,787 passengers through H1 2026, up 66% from 79,770 two years earlier; and new routes connecting Río Hato to Bogotá (Wingo) and Quito (Aeroregional) are projected to add roughly 12,600 additional visitors and $10 million in economic impact. Panama's tourism board, Camtur, is targeting 4 million visitors for the full year.

What this does and doesn't tell an STR investor

More demand, less hotel room supply per visitor

A 13.8-point occupancy jump in two years means Panama City's hotel inventory hasn't kept pace with visitor growth. That's the kind of citywide supply-demand imbalance that historically pushes travelers toward alternative lodging — including licensed short-term rentals — when hotels run tight or fill up on peak dates.

Hotel occupancy isn't STR occupancy

ATP's 66% figure is a hotel-sector statistic. Licensed STR product — Kyte, Passage Amador, Euphoria, The Hub, Generation Tower, Uptown — competes in a related but distinct booking pool, with its own occupancy and ADR dynamics that vary by neighborhood, unit type and platform. Rising tourism is favorable context, not a substitute for a project's own numbers.

Convention growth extends the shoulder season

131 international conventions in 2026, up from 72 in 2024, brings a different kind of traveler — mid-week, expense-account, shorter average stay — into markets that a pure leisure calendar wouldn't reach. That's the kind of demand diversification that smooths an STR unit's calendar rather than concentrating it in a few peak months.

What we're not claimingWe haven't seen ATP publish a short-term-rental-specific occupancy series alongside its hotel data, and we're not aware of one being made public as of this writing. Any specific STR occupancy or ADR figure you see cited for "the Panama market" — from us or anyone else — should be checked against the actual unit or project you're evaluating, not treated as a citywide average. Use the yield calculator on our STR page with a project's real historical numbers, not a market-wide estimate.

A rising tide of visitors doesn't lift every unit equally — it lifts the ones that are licensed, well-located and professionally managed, and leaves the informal, unlicensed inventory more exposed as enforcement tightens around it.

Where this connects

This sits alongside our coverage of the two bills reshaping Panama's STR regulatory landscape and our breakdown of how to read a real STR ROI model instead of a brochure's headline number. Rising demand is the backdrop; licensing and unit-level underwriting are what actually determine whether a specific unit captures it.

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